The State Bank of India is the largest public sector financial institution, extending net banking benefits to both retail as well as corporate customers. This financial institution has the largest network of more than 15, 000 branches and 5 associate financial institutions situated even in the remotest areas.
Customers can access their SBI credit card transaction details, check card limits, make bill payments, transfer funds, etc., with the help of the net banking facility. Nonetheless, one must register the SBI card net banking to ensure hassle-free facilities.
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Top 5 Facilities Offered by SBI Net banking
SBI’s online portal provides 24×7 access to its customers. It also enables customers to perform a wide range of activities conveniently. Moreover, SBI maintains stringent security methods while performing online banking.
Nonetheless, here are five prominent advantages offered by SBI net banking method:
1Transferring funds
With an internet banking facility, SBI credit card holders can transfer funds from one account to another. One can begin inter and intra-bank fund transfers both domestically and internationally. Moreover, customers can transfer funds to beneficiaries within one hour using fund transfer channels, such as RTGS, NEFT, IMPS, etc.
2Paying bills and recharge
With the help of net banking facilities, SBI card holders can conveniently pay their utility bills, like telephone, gas, electricity, etc., from the comfort of their homes and permit auto-debit options not to miss a payment. Moreover, customers can recharge their mobile phones and DTH connections through their net banking accounts.
3Monitoring accounts and checking balances
Customers can conveniently monitor their accounts and check balances from anywhere and at any time, irrespective of their location. They can also avail of mini statements or download necessary pass account statements under the option ‘view account statement’ on the net banking platform.
4Placing orders for financial products
Net banking facility enables customers to place orders for financial products, such as cheque books and bank credit/debit cards. Moreover, customers can place orders for primary and add-on debit cards, apply for credit cards, and avail of passes for international airport lounge access (if applicable).
5Booking deposits
Another significant benefit of net banking is that customers can conveniently open recurring and fixed deposit accounts online. Here, they can select their preferred deposit type (cumulative/non-cumulative) amounts and investment terms.
Apart from these services, SBI card holders can also enjoy a host of other services through net banking facilities, such as purchasing or selling mutual funds, purchasing insurance policies and applying for different types of loans. In addition, the net banking account also allows customers to set auto payments for recurring expenses.
How to Register an SBI Credit Card for Net Banking Benefits?
Before proceeding with the SBI card log in process, you need to complete your SBI net banking registration. Following the steps mentioned below to register:
Step 1: Visit the SBI credit card login page
Step 2: To begin the SBI net banking sign up, tap on the ‘register now’ option under ‘log in’ button
Step 3: After redirecting to a new page, input details of SBI credit card such as number, CVV and DOB
Step 4: Click on ‘proceed’
Step 5: Now, validate the SBI credit card log in reset by submitting the OTP sent to the registered mobile number
Step 6: Again, click on ‘proceed’
Step 7: After redirecting to a new page, you need to choose your user ID and password that is different to your SBI credit card
Step 8: Tap on ‘confirm’
How to Make SBI Credit Card Payments Using SBI Net Banking Facility?
SBI card internet banking can also be used to make SBI credit card bill payments. This benefit is only available for existing card users who have successfully completed their net banking registrations.
Here are the steps to make monthly SBI credit card payments using SBI net banking services:
Step 1: Visit the SBI credit card log in page
Step 2: Complete SBI credit card log in process by using your ID and password
Step 3: Now, go to the ‘bill payments’ section
Step 4: Under ‘bill payment’ option, choose the option ‘view/pay bills’
Step 5: Select the option ‘without bills’
Step 6: Choose ‘SBI card’ as your ‘biller’
Step 7: Select the SBI account number using the one you wish to make the payment
Step 8: Click the ‘pay’ button
By following these steps, customers can successfully complete the SBI credit card bill payments conveniently.
Net banking is an incredible facility available in almost every field and industry. Moreover, its availability in the banking sector has helped many customers. Internet banking has undoubtedly transformed the way to conduct financial transactions as all the banking facilities are available online. Furthermore, SBI card holders can conduct their financial activities online through internet banking without any hassle.
